[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.isance.cz\/jak-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.isance.cz\/jak-si-pujcit\/","headline":"Jak si p\u016fj\u010dit?","name":"Jak si p\u016fj\u010dit?","description":"Mnoz\u00ed z n\u00e1s u\u017e se n\u011bkdy v \u017eivot\u011b dostali do finan\u010dn\u00edch pot\u00ed\u017e\u00ed. A zat\u00edmco se to n\u011bkdy zvl\u00e1dlo t\u00edm, \u017ee…","datePublished":"2021-02-19","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.isance.cz\/author\/#Person","name":"","url":"https:\/\/www.isance.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"isance.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.isance.cz\/wp-content\/uploads\/pen%C3%ADze%20kanadsk%C3%A9.jpg","url":"https:\/\/www.isance.cz\/wp-content\/uploads\/pen%C3%ADze%20kanadsk%C3%A9.jpg","height":0,"width":0},"url":"https:\/\/www.isance.cz\/jak-si-pujcit\/","about":["Finance"],"wordCount":438,"articleBody":"   Mnoz\u00ed z n\u00e1s u\u017e se n\u011bkdy v \u017eivot\u011b dostali do finan\u010dn\u00edch pot\u00ed\u017e\u00ed. A zat\u00edmco se to n\u011bkdy zvl\u00e1dlo t\u00edm, \u017ee se doty\u010dn\u00ed uskromnili a p\u0159estali utr\u00e1cet za to, co nebylo nezbytn\u00e9, do doby, ne\u017e se jejich finan\u010dn\u00ed situace zase zlep\u0161ila, n\u011bkdy ani to nesta\u010dilo a musela tak p\u0159ij\u00edt ke slovu p\u016fj\u010dka.P\u016fj\u010dku si kv\u016fli sv\u00fdm finan\u010dn\u00edm probl\u00e9m\u016fm n\u011bkdy vzal nejeden z n\u00e1s. Leckdo u\u017e se tu obr\u00e1til dejme tomu na n\u011bjakou banku, proto\u017ee se mu nedost\u00e1valo vlastn\u00edch finan\u010dn\u00edch prost\u0159edk\u016f a on tak pot\u0159eboval finan\u010dn\u00ed injekci. Jen\u017ee mnoz\u00ed se tak\u00e9 na banku obr\u00e1tili, ov\u0161em m\u00edsto s pen\u011bzi ode\u0161li s pr\u00e1zdnou. Proto\u017ee bankovn\u00ed \u00fa\u0159edn\u00edci usoudili, \u017ee doty\u010dn\u00fd \u010dlov\u011bk nen\u00ed dostate\u010dn\u011b bonitn\u00ed, tedy nedok\u00e1\u017ee prok\u00e1zat, \u017ee se dok\u00e1\u017ee vypo\u0159\u00e1dat se spl\u00e1cen\u00edm se ct\u00ed. N\u011bco podobn\u00e9ho u\u017e potkalo mnoh\u00e9 na\u0161ince, d\u011bje se tak a ur\u010dit\u011b se to bude st\u00e1vat i nad\u00e1le.A co maj\u00ed d\u011blat ti, jim\u017e v bance po d\u016fkladn\u00e9m prov\u011b\u0159en\u00ed pomoci odm\u00edtnou?Volbou t\u011bch posledn\u011b zm\u00edn\u011bn\u00fdch by se m\u011bla st\u00e1t nebankovn\u00ed hypot\u00e9ka.Pro\u010d zrovna ta, pt\u00e1te se m\u011b? D\u016fvod je tu naprosto jednoduch\u00fd. Zkr\u00e1tka a dob\u0159e proto, \u017ee tu poskytne nebankovn\u00ed spole\u010dnost \u010dasto i tomu, kdo by v klasick\u00e9 bance u b\u011b\u017en\u00fdch p\u016fj\u010dek nem\u011bl nad\u011bji obst\u00e1t. U podobn\u00e9 hypot\u00e9ky se toti\u017e d\u00e1v\u00e1 coby z\u00e1ruka \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed do z\u00e1stavy nemovitost. A je to tato z\u00e1stava, co je natolik d\u016fv\u011bru ve spl\u00e1cen\u00ed vzbuzuj\u00edc\u00ed, \u017ee se n\u00e1sledn\u011b obejde cel\u00fd schvalovac\u00ed proces bez pot\u0159eby cht\u00edt po \u017eadateli dolo\u017een\u00ed n\u011b\u010deho natolik nezvladateln\u00e9ho, jako jsou hodn\u011b vysok\u00e9 p\u0159\u00edjmy, registry dlu\u017en\u00edk\u016f bez negativn\u00edch z\u00e1znam\u016f a podobn\u011b.\u017dadatel, kter\u00fd d\u00e1 do z\u00e1stavy nemovitost, t\u00edm d\u00e1v\u00e1 z\u00e1ruku, \u017ee bude spl\u00e1cet. A kdyby snad ne, od\u0161kodn\u00ed se poskytovatel p\u016fj\u010dky pr\u00e1v\u011b touto zastavenou nemovitost\u00ed.A proto tu \u010dlov\u011bk lehce z\u00edsk\u00e1 i zna\u010dn\u00e9 mno\u017estv\u00ed pen\u011bz, je\u017e m\u016f\u017ee pot\u00e9 spl\u00e1cet t\u0159eba i cel\u00e9 des\u00edtky let. A ur\u010dit\u011b se shodneme na tom, \u017ee to m\u016f\u017ee b\u00fdt pro kdekoho vyslovenou sp\u00e1sou.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si p\u016fj\u010dit?","item":"https:\/\/www.isance.cz\/jak-si-pujcit\/#breadcrumbitem"}]}]